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TEN REASONS TO JOIN “NOIP”

1. National Organisation of Insurance Pensioners is the only pensioners' organisation registered under the Indian Trade Union Act, 1926....

Wednesday, March 26, 2025

NOIP Circular No. 2 - 2025

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.

 President: T.C. Gunesh Kumar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9561084182 & 9945104570

Date: 22-01-2025

Cir No 2/2025

The Chief Executive Officer & MD,

LIC of India, Central Office,

“Yogakshema”, MUMBAI.

Respected Sir,

Re: Pending pension related and other issues.

This is an addendum (point No 10) to our earlier letter dtd 19-1-2025. This important aspect had missed

our attention though we have already written to you about this issue vide our letters dtd. 3-9-2023 and

17-12-2023.

We have been demanding 100% DR neutralization to the retirees, who have retired prior to 01-08-1997.

After plethora of cases in various Courts, ultimately the case was decided by the Delhi HC in 2017 and

unfortunately the verdict gave a DR, which worked out to be less than 100% neutralization.

Similar issue was pending with the IBA and also in various Courts in respect of Bank pensioners, who

retired prior to 1-11-2002. At last, such Bank retirees got the full relief after the IBA signed the minutes

with the UFBU (United Forum of Bank Unions), wherein 100% DR neutralization was granted to such

retirees. This MOU was signed after bilateral discussions, despite the fact that this issue is pending in

various Courts. Hence, usual alibi that the matter is sub judice, was given a go by. This MOU already stands

implemented in Banks after the approval of DFS.

Hence, we appeal to you to take a magnanimous view and recommend to the DFS for grant of 100% DR

neutralization to the pre 8/97 retirees and oblige.

Since the number of such retirees is minuscule, the financial liability on the Corporation would be quite

negligible.

An immediate action in the matter would be highly appreciated.

With thanks and regards,

 Yours Sincerely,

 General Secretary 

Sunday, January 19, 2025

NOIP CIRCULAR NO 1 - 2025

 NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.

 President: T.C. Gunesh Kumar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9561084182 & 9945104570

Date: 19-01-2025

Circular No 1/2025

The Chief Executive Officer & MD,

LIC of India, Central Office,

“Yogakshema”, MUMBAI.

Respected Sir,

Re: Pending pension related and other issues.

✓ This is further to our hundreds of letters in the past 15 years and the latest being dtd.18-9-2024

regarding the long pending issues. Except the increase in family pension and one more option for

pension (denied categories are yet to get the pension option), almost all the issues are either

pending at your level or at DFS level. We, being the affiliate of Bharatiya Mazdoor Sangh, the only

recognized union by the GOI, have been following up the pending issues at DFS and finance

ministry level to get the desired resolution.

✓ The joint delegation of insurance sector unions affiliated to BMS, met the FM Smt. Nirmala

Sitharaman ji on 10-10-2024 under the leadership of S/Shri. Surendran ji, Organising Secretary,

BMS & Girish Arya ji, Secretary and In Charge, financial sector unions of BMS. The discussions

lasted for about 80 minutes and the undersigned narrated in detail the pension related issues

pending for decades. Madam heard with all seriousness and gave positive indications duly getting

confirmed the details of issues with the Secretary, DFS, Shri. M. Nagaraju, who was present

throughout the meeting.

✓ As a follow-up action, Shri. Arya ji met Shri. M Nagaraju, Secretary, DFS on 21-10-2024 and the

latter confirmed that necessary instructions are passed down the line regarding the issues raised

with the FM.

✓ Again on 10-01-2025, Shri. Somesh Biswas, Dy In Charge, Insurance sector unions of BMS, met the

Joint Secretary, Insurance, Dr. Prashant Goyal for follow up and had a detailed discussion. The

latter informed that the issues are being looked into.

✓ After the meeting with the FM, the undersigned met the Joint Director/Under Secretary, DFS on

4-5 occasions as a matter of follow up.

✓ As such, we request you to make serious efforts by recommending/following up with DFS from

your side in respect of the pending pension related issues as reiterated here below￾1) Updation of pension with every wage revision- OROP

2) One more pension option to the left-over ex-servicemen and directly recruited

Superintending/Executive engineers and resigned employees (whose total number is in

hundreds).

3) Increased pension to 80+ seniors.

4) Double the family pension up to age 67 in case pensioner dies before age 67.

5) Computation of pension at 50% of last pay drawn or 50% of last 10 months’ average pay,

whichever is favourable to the retiree.

6) Full pension for service of 20 years or more.

7) One time ex gratia to pensioners aged 60 to 69 (who were left over while granting the same

in May 2024).

8) Reduction in commutation period to 10 years.

9) Grant of NGI to the retiring employee if it falls due on the very next day of retirement. (say

after midnight on the last date of retirement).

✓ In addition to the above where necessary approval may be needed from the DFS, the following

issues are pending at your level- (which can be decided by your good self)

1) Consideration of ADO period (Apprentice Development Officer period) for terminal benefits

including gratuity and pension, etc.

2) Group Insurance Scheme (GIS) to those retired prior to 1-4-2018.

3) Option for Mediclaim to resigned employees, to employees resigned on health ground

without cutoff date and to those who took VRS.

We fervently hope that the above issues would be taken up with all seriousness at your level and at DFS

level for satisfactory resolution.

With thanks and regards,

Yours Sincerely,

General Secretary

NOIP CIRCULAR NO 33 - 2024

 NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.

 President: T.C. Gunesh Kumar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9561084182 & 9945104570

Date: 04-12-2024

Cir No 33/2024

The Chief Executive Officer & MD,

LIC of India, Central Office,

“Yogakshema”, MUMBAI.

Respected Sir,

Re: Request for issue of SOP regarding the grant of 2 family pensions to the family of deceased retired ex￾servicemen of LIC.

➢ We have come across several cases in the entire country, where the family pension to the family

of retired and deceased ex-servicemen of LIC, was denied with a wrong understanding that such

families are eligible to get only one family pension.

➢ Need is felt that, the staff working in the P&IR Dept & OS/Pension Dept in Divisional/Zonal Offices

is to be sensitised and kept abreast of the latest position governing the dual family pension.

➢ You may be surprised to know that even RM (E&OS) in one of the Zonal Offices was unaware that

2 family pensions are available to the families of deceased retired ex-servicemen of LICI! God save

our families of deceased ex-servicemen of LIC!

➢ With the timely intervention of the office bearers of NOIP (BMS) and submission of relevant

circulars of GOI and LIC, by us, RM (E&OS) started the process of granting family pension in one

such case.

➢ In view of this grave situation, we, as a service organization, who are dedicated to cater to the

various needs of pensioners and family pensioners in the whole country, thought of bringing the

matter to your kind information and knowledge and requesting you to remedy the situation, by

bringing out SOP (Standard Operating Procedure).

➢ We implore upon you to go through the attached note and take immediate steps to release the

SOP to all the operating offices in the country and oblige.

We fervently hope that necessary action would be initiated at your end, Sir.

With thanks and regards,

Encl: As above

General Secretary

NOIP CIRCULAR NO. 32 - 2024

 NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.

 President: T.C. Gunesh Kumar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9561084182 & 9945104570

Date: 12-10-2024

Cir No 32/2024

To all the members

Re: Meeting with FM

As already informed, BMS had arranged 2 separate meetings with the FM Smt. Nirmala

Sitharaman ji on 10-10-2024 (which was first scheduled to be held in August). One was for

insurance industry and the other for banking industry unions of BMS. From insurance industry,

the all India General Secretaries of NOIP, NOINO, NOLIW, NOIDO, BLIAS, NOIFSE, NFGIE (New

India) and Surveyors’ union participated, led by BMS leaders, S/Shri. Surendran ji, Organising

Secretary, Girish Arya ji, Secretary & Financial Sector Incharge and Somesh Biswas ji, Deputy

Incharge, Insurance Sector. NOIP was represented by the undersigned.

The meeting scheduled for 5 pm on 10-10-2024, started at 5-15 pm and went on for an hour,

though the time slot was 45 minutes. Shri. M. Nagaraju, Secretary, FS was also in the meeting

with the FM.

Through out the session, Madam FM was receptive, attentive and highly interactive. From NOIP,

we had already mailed our letter dtd. 9-10-2024 addressed to the FM, the copy of which has

already been circulated.

At the outset, the under signed thanked the FM for having approved a good wage revision for in

service employees, increasing the rate of family pension to 30% of last basic drawn and said that

we are indebted for her act of benevolence, which was duly acknowledged by her with humility.

On the other hand, we drew her attention to the plight of senior citizens/pensioners and

requested for the early resolution of our pending issues including updation, saying that we are

at the mercy of the govt. FM appeared to be empathetic.

1) Detailed inputs were given by the u/s regarding the anomalous situation prevailing due to

non updation of pension for the last 37 years. We had already mailed a letter with anomaly

chart to the Secretary, FS. Madam got confirmed about the authenticity of our submission

and appeared to be empathetic with the cause of pensioners. During the last one month,

NOIP has visited the DFS for more than six times to liaison with the officials from Director to

the Section officer and providing relevant statistics, calculations to buttress our case

regarding updation. NOIP has succeeded in convincing the various authorities regarding the

dire need to update the pension. We sincerely feel that the ball is set into motion in a right

direction and we expect the desired resolution of the issue, sooner.

2) We also thanked Late Shri. Jaitley ji for having approved one more pension option for 28000

odd PF optees of LIC in 2019 and requested her to approve the pension option to the left

over engineers/ex servicemen and resigned PF optees (since in banks, agreement was

signed in 2023 for granting pension option to resigned employees). Altogether this number

may be about 200, we affirmed. We hope to get positive response in this regard due to our

persistent persuasion of the issue with her during the interaction.

3) Regarding the other 3 issues viz, 50% last pay as pension, increased pension to 80+ seniors

and double the family pension up to 67 years of age of deceased pensioner, we believe that

these issues are under active consideration of the DFS and urged for the earliest resolution

of the same.

The meeting was conducted in a very cordial manner. We thank the BMS leadership for

having facilitated such a nice interactive meeting with the FM that was long due and we

firmly believe that this meeting would pave way for the earliest resolution of our long

pending issues.

We assure that we would continue to continuously follow up the issues at DFS, until they

reach a logical conclusion.

With Dussehra greetings,

General Secretary


Tuesday, October 1, 2024

NOIP Circular no 31 - 2024

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.

 President: T.C. Gunesh Kumar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9561084182 & 9945104570

Date: 29-09-2024

Cir No 31/2024

To All The Members

Report of Secretariat Meeting

The Secretariat Meeting was scheduled in Salcete Beach Resort in Goa on 23rd and 24th

September 2024.

All India Office Bearers from different parts of the country started arriving from the morning of

23rd.

The first session was scheduled for 5:30pm on 23rd

, but due to late arrival of train from Pune,

the session got off to a start at 6:30 pm.

Shramik Geet was rendered beautifully by Sh. Ashok Gogate in the beginning.

➢ The undersigned apprised on various points since last Secretariat Meeting held in

August 2023 in Pune.

➢ This was followed by reporting by the All-India Office Bearers giving update on various

Organizational matters including Membership growth, Tours undertaken, New Units

formed etc.

➢ The house expressed its satisfaction over the growth of the Organization but felt, there

are still areas which have not been explored. It was felt that greater efforts were needed

for some areas in North India, Central India and in Southern state of Tamil Nadu.

➢ The collection of Donation from Members who received Salary and Pension arrears and

Ex gratia came up for discussion. Though some Divisions have made good progress, it

was felt remaining Divisional Units also should collect donations from such Members as

and when all the arrear payments are made.

➢ After this Treasurer Sh. Ram Dhumane submitted the Account for FY 2023- 2024 and

answered the queries posed.

 After clarification the report was unanimously adopted.

➢ The next Agenda point was Next All India Triennial Conference.

 Efforts were underway to hold the Conference at Bhubaneshwar in March/April 2025.

But due some reasons the Venue availability was not confirmed and alternative

arrangements needed to be done. Sh.U.C Mohanty from Bhubaneshwar who was

exploring the possibility of hosting the conference, spoke and expressed inability to do

so.

Sh.Ashwini Kumar Sharma from Agra was asked to explore the possibility of hosting

Triennial Conference at Agra.

Agra Unit has done some preliminary work on this and have accepted to host the

Conference.

The house after some deliberation fixed the dates of Conference tentatively as 7th, 8th

and 9th March 2025, subject to finalization after booking the venue.

Discussions were also held for the Conference about Number of Delegates, With

spouse, Delegation fees, Gift to Delegates, Chief Guest for Inaugural and valedictory.

Detailed circular follows in this regard.

The proceedings of 23rd ended with this.

Next day ie 24th September the meeting began at 9:30am with a couple of Shramik

Geet rendered by Sh.Dipak Edlabadkar, Ram Dhumane, Dr.K D Deshpande and

Sh.S.K.Saini.

➢ The first Agenda point for the day was discussion on proposed amendments to the

constitution.

Considering the growth of the Organization, certain Constitutional Amendments were

necessary, the following important Amendments were proposed:

1] Delegates for the Supreme Body that is Conference shall be one for every 40

Members instead of 20.

2] The Central Committee shall consist of Office Bearers and CC Members [“not less

than 50 but not more than 150”] elected at the Conference.

3] To assist the General Secretary and also as a succession plan, the post of ‘Deputy

General Secretary’ is proposed to be introduced.

4] Consultative Committee on the lines of Central BMS consisting of not more than 10

Members and one of them as Chairman is proposed to be introduced. This committee

shall consist of senior Members of 70+ years of age, served for decades in NOIP/BMS in

high positions and fully committed to BMS ideology. The incumbent President, Working

President and General Secretary shall be de-facto members of this committee.

5] If the General Secretary is from other than NOIP Headquarters, to operate the

Accounts and related matters it is proposed to authorize the Resident Secretary to sign

the bank cheques. The incumbent shall be from NOIP Headquarters.

The undersigned dwelt on each of the above amendments in detail and cleared all the

doubts that ensued in the discussion.

After the Tea Break the house reassembled, the next item on the agenda was the status

of Pending Issues at LIC/DFS and Future course of Action.

The undersigned explained in great detail all that has taken place since last Secretariat

Meeting in Pune. The current atmosphere is favorable for pressing these issues,

particularly at DFS/FM level. The efforts made by NOIP in this regard have already been

shared in real time. Recent efforts during the visit by the u/s enroute to Agra AGM and

subsequent follow up by Delhi Activists indicate that the issues have gathered

momentum. The upcoming Meeting with Hon’ble Finance Minister on 10th October

organized by BMS is a testimony to our efforts. Let us look forward to this meeting.

➢ In the following session the topic of Next All India Office Bearers came up.

The u/s explained in great detail the need to meet the needs of an organization that is

growing in all directions and the need to pass on the baton to next generation of torch

bearers. The current top leadership is in its 70’s and all above the age of 70 years

should step down and make way for the younger to take on the mantle and take the

Organization to its next level. 3 age groups viz 61-65, 66-70 and above 70 were taken

into account for making the organization even more active, vibrant and performing,

keeping in view the goal of 20,000 membership by 2028 conference.

Accordingly, a list of probable office bearers was discussed by the house, keeping in

view the regional balancing, Organizational needs, age, experience, leadership qualities,

involvement, dedication, aligned with BMS ideology etc. Extensive

consultations/talks/cajoling with concerned individuals were carried out by the u/s for

more than 3 months.

➢ Post Lunch, the next point on the agenda was Organizational Tours:

The u/s stressed on the need to undertake frequent tours to Divisional Units and

mofussil areas to promote Organizational growth and take the BMS ideology to the last

Member. The outcome of various tours undertaken by different OBs and the progress

such as formation of New Units and Membership growth were discussed.

The house felt that there is a need to reach out to unexplored areas of Punjab &

Rajasthan in North, Some North Eastern Divisions and East Central Divisions in East,

some parts of Central India and the state of Tamilnadu in South that need priority

engagement.

➢ In the any other matter with permission of chair among other things formation of two

retirees’ unions was discussed. The u/s made it clear that NOIP is neither opposed to

any union nor is in competition with any. Our ideological commitment is with BMS and

we are not merely a trade union but a service organization, rendering selfless service to

fellow Pensioners and Family Pensioners of LIC of India. If we stick to this basic

principle and do our bit, the retiring LIC employees will be automatically attracted to

NOIP. 

With this the Agenda items got over.

➢ Next was summing up by the President.

Sh Gunesh Kumar ji started his summing up with a Sanskrit Shloka meaning nothing can

be achieved without efforts, only proper work will yield results.

He said that the Secretariat meeting is taking place at the right time and the points

discussed were very appropriate for the further growth of the Organization with firm

focus on its objectives.

He was happy that a lot of work has gone into before actually deliberating in the

meeting. He appreciated the undersigned for taking on board all the relevant points with

an aim to meet the needs of a growing organization including amendments to the NOIP’s

constitution.

He appreciated the efforts put in by Office Bearers across the country in their efforts

towards the growth of the Organization. He called upon OBs to remain focussed on the

objectives of NOIP.

He expressed his happiness over finalization of Triennial Conference- Dates and Place.

He congratulated and appreciated the Agra Team lead by Sh. Ashwini Sharma and

wished them all the best.

He appreciated the Treasury team led by Sh. Ram Dhumane and expressed his

satisfaction over the fund position and future planning.

He expressed his satisfaction over the transition plan proposed to hand over the reins to

next generation office bearers and identifying advisory role for the senior and

experienced. He had all the praise for the marathon effort put in by the u/s in finalizing

the next proposed OBs.

The undersigned’s vision of 20000 Membership by 2028 Conference was hailed by the

President and said, together we shall achieve the Mission.

The newly formed Goa team came in for a lavish praise. He said the arrangements

made were excellent and the Goa team deserves great appreciation. The Members gave

long and standing ovation to Goa team.

He concluded his summery by saying the Secretariat Meeting came as pre-cursor to the

Conference and he called upon everyone to work for its success.

➢ Sh.Prabir Kumar Mazumder, Organizing Secretary proposed the vote of thanks.

He thanked the u/s for detailed and meticulous planning of the meeting and thanked all

the Members who made it a grand success.

He had high praise for the venue, providing ideal setting for a brain storming session.

The budding Goa Team led by Sh. Vivekanand Nadkarni and Sh. Siddesh Talauliker

came in for a huge appreciation and was given standing ovation for the second time.

The Meeting ended with Vande Mataram song rendered beautifully by Sh.Dipak

Edlabadkar.

This marked the conclusion of Secretariat Meeting at about 5:30 pm on 24th September.

31 all India OBs from 6 Zones and 15 places attended the meeting.

Later in the evening a grand karaoke singing in which many Members took part along

with dinner, marked a very successful day.

It was a very successful and fruitful Secretariat Meeting.

With greetings,

 General Secretary

Wednesday, September 18, 2024

NOIP circular no 30 - 2024

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. 

 President: T.C. Gunesh Kumar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9561084182 & 9945104570 

 

Date: 18-09-2024

Cir No 30/2024

The Chief Executive Officer & MD,

LIC of India, Central Office,

“Yogakshema”, MUMBAI.

Respected Sir,

Re: Request for reduction in the commutation period & grant of NGI (Normal Grade Increment) 

due on the next day of retirement.

Regarding the captioned twin issues, we would like to place before you the following facts and 

developments for your kind consideration and necessary action.

1) Reduction in the commutation period from 15 to 10 years.

We have already requested you through our earlier communication to reduce the commutation 

period from 15 to 10 years. This is in deference to our charter of demands wherein we have 

demanded the same and it was subject of discussion before the Deputy Central Labour 

Commissioner, Bhubaneshwar during the conciliation proceedings held by NOIP with LIC. 

Latest judgments by various courts in the country buttress our demand.

* Punjab & Haryana HC Interim order dtd 31-5-2024 in respect of CWP 14058 of 2024, wherein 

interim injunction has been given to stop recovery of commuted portion, where the retirees 

have completed 10 years after retirement.

* WP Nos 5617 & 7176 of 2024 filed in UP HC by 2 different sets of state govt pensioners- Interim 

injunction given in both WPs ordering stoppage of commutation amount recovery, pending final 

disposal.

* Central Administrative Tribunal (CAT), Jaipur ruled in similar cases of Railway retirees in OA No 413 

of 2024 dtd 25-7-2024 and ordered stoppage of commutation amount to all the concerned retirees 

who have completed 10.8 years after retirement and gave 8 weeks’ time for implementation. 

As such, we request you to recommend to the DFS for reduction in commutation period from 15 

to 10 years for LIC retirees and oblige.

2) Grant of Normal Grade Increment (NGI) to all those retirees where NGI is due on the next day 

of retirement ✓ SC case- Civil Appeal No 2471 0f 2023, Director (Admn) & HR, KPTCL vs C P

Mundinamani. The SC has ruled that NGI is payable to the retiree if NGI is due on the

next day of retirement, while dealing this case.

✓ Indore HC, WP No 7740 of 2024, order dtd. 4-4-2024- The petitioner retired on

30-06-2012 and NGI was due on 1-7-2012. HC ordered NGI to be granted due on

1-7-2012 and arrears from the date of retirement, relying on SC case Civil Appeal No

2471 0f 2023, Director (Admn) & HR, KPTCL vs C P Mundinamani. M P & Rajasthan State

Govts have issued circular, instructing to grant NGI to all eligible state govt retirees.

✓ Jabalpur HC order dtd 30-08-2024 i/r of WP No 19950 of 2024 filed by Shailesh Tiwari,

retd ADM, LIC, against SDM Jabalpur and others. Shri.Tiwari retired on 30-06-2023 and

NGI was due on 1-7-2023. HC relied on SC case verdict in this matter too, and ordered

payment within a period of 6 weeks, by granting NGI as on 1-7-2023.

✓ As per relevant section of LIC of India (Staff) Rules, 2021, NGI becomes due after

completion of 365 days of service in the previous year. Accordingly, NGI becomes due

on the next day of retirement date for those who complete 365 days on the last day of

one’s service and whose NGI would be due on the next day of retirement.

✓ In view of all the developments and taking cue from the aforesaid judgment of the SC

on the subject, we appeal to you to consider granting of NGI to all such retirees whose

NGI is due on the next day of retirement. If it is deemed necessary to amend the

relevant section of granting of NGI in the Staff Rules, 2021, the same may please be

taken up with DFS.

We request you to recommend both the issues to DFS for their consideration and

approval and oblige.

With thanks and regards,

General Secretary

 

NOIP circular no 29 - 2024

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.

 President: T.C. Gunesh Kumar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9561084182 & 9945104570

Date: 18-09-2024

Cir No 29/2024

To All The Members

There have been queries from our members regarding latest various judgments regarding reduction in

commutation period and NGI (Normal Grade Increment) due on the next day of retirement. There is

no need to jump into action or feel concerned/worried. I mention here below briefly about the latest

judgments￾A) Reduction in commutation period￾1) Punjab & Haryana HC Interim order dtd 31-5-2024 in respect of CWP 14058 of 2024 filed by C M

Tandon, retd UBI employee and others. The HC has issued has issued interim injunction, only in

respect of petitioners, pending final disposal, ordering stopping of recovery of commuted

portion for those who have completed 10 years after retirement. C M Tandon got the said relief

from UBI and likewise, some state govt pensioners/petitioners also got relief from their govts.

Some LIC pensioners also filed WP and they too got similar order but LIC has not implemented

interim injunction and sought time from the HC by becoming a party to the case.

2) WP Nos 5617 & 7176 of 2024 filed in UP HC by 2 different sets of state govt pensioners- Interim

injunction given in both WPs ordering stoppage of commutation amount recovery, pending final

disposal.

3) Central Administrative Tribunal (CAT), Jaipur ruled in similar cases of Railway retirees in OA No

413 of 2024 dtd 25-7-2024 and ordered stoppage of commutation amount to all the concerned

retirees who have completed 10.8 years after retirement and gave 8 weeks’ time for

implementation.

(B) Granting NGI due on the next day of retirement￾1) Indore HC, WP No 7740 of 2024, order dtd. 4-4-2024- The petitioner retired on 30-06-2012 and

NGI was due on 1-7-2012. HC ordered NGI to be granted due on 1-7-2012 and arrears from the date

of retirement, relying on SC case Civil Appeal No 2471 0f 2023, Director (Admn) & HR, KPTCL vs C P

Mundinamani. M P State Govt has issued circular, instructing to grant NGI to all eligible state govt

retirees.

2) Jabalpur HC order dtd 30-08-2024 i/r of WP No 19950 of 2024 filed by Shailesh Tiwari, retd ADM,

LIC, against SDM Jabalpur and others. Tiwari retired on 30-06-2023 and NGI was due on 1-7-2023.

HC relied on SC case verdict in this matter too, and ordered payment within a period of 6 weeks, by

granting NGI as on 1-7-2023. Further developments in the case have to be watched.

Take away from the foregoing cases

Regarding these two issues, favourable judgments are coming out from courts/tribunals etc.

✓ The matter is quite fluid except in case of NGI after retirement in respect of MP State, where

circular is issued by MP Govt for release of NGI to state govt retirees.

✓ LIC, being the all-India organization, its next move regarding these HC judgments, is not

known, since it has all India ramification.

✓ Our members who fall under the ambit of both the above issues, at this stage, need not be

over excited/worried unnecessarily. Because, the issue is not finally disposed off in Panjab &

Haryana HC regarding commutation period. And the stand of LIC is yet to be known in this

case and in case of verdict by Jabalpur HC on NGI.

✓ You are aware that NOIP, in deference to its charter of demands and after HC judgments,

has written to LIC & DFS for reduction in commutation period to 10 years.

✓ At an opportune time, we would issue necessary instructions to our members concerned

regarding both the issues. Till such time, you are requested to maintain composure and not

to be swayed away by what other pensioners’ associations are doing by creating

unnecessary hype.

With greetings,

 General Secretary