NATIONAL ORGANISATION OF INSURANCE PENSIONERS
Regn No.PN 4769 (Regd under Indian T U Act, 1926)
(Affiliated to Bharateeya Mazdoor Sangh)
BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.
President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi
Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570
Date: 19-02-2023
Circular No 07/2023
To,
The Chairperson,
LIC of India, Central Office,
YOGAKSHEMA, Mumbai
Dear Sir,
Re: Various Cut-off dates- A big blow on the gullible, hapless pensioners
Regarding the captioned matter, time and again we have brought to your kind notice, as to how the
various new benefits are being denied to the section of pensioners by prescribing the cut-off date for
every new benefit. Ironically, these cutoff dates are plaguing the old retirees in every aspect. No doubt,
the future retirees would be benefited. But what is the sin the earlier retirees have committed, as they
are losers of every new benefit extended to the pensioners. We are happy that LIC has been
magnanimous nowadays, in extending various new benefits and improving upon existing benefits to in-
service employees/future retirees. We, old retirees, especially above the age of 65 are the worst
sufferers. In every benefit, we are being excluded by way of cut-off dates. In the initial decades after
LIC’s coming into being, old retirees have strived a lot to make the LIC as to what it is now. Even the
Indian ethos/culture advocates- taking proper care of elderly people. Even the LIC has adopted the
slogan- ‘Yogakshemam Vahamyaham’, taking cue from the great epic Bhagavad-Gita. No doubt, LIC
cares for the Yogakshema of its policyholders, who are our masters. As a matter of equity, old retirees
too, deserve to be treated well by our great organization. That is the least we expect.
Hence, it is expected of the policy makers/rule makers to keep the above in mind, while framing new
benefits/improving the existing benefits for the employees/retirees. And also to see that the
discrimination based on the date of retirement, should be kept at bay .We are really fed up with the
plethora of cut off dates and every time a new benefit is declared, we curse our fate (cannot do anything
except this) because a large section of retirees is deprived of the benefit. We implore upon you to stop
forthwith the prescription of cut off dates for granting of benefits. This can only ensure justice, equity
and fair play to the retirees of all times.
We request you to have a cursory glance at the following few cut off dates which have marred the
fortunes of old retirees from time to time. Some more cut off dates too, might be staring at us?? Who knows.
Cut off date Benefit
1) 01-11-1993 Pension updation not effected till date whereas future retirees get
updated pension till their date of retirement
2) 01-08-1997 100% neutralization of DR, earlier retirees getting truncated DR
3) 01-04-2011 Mediclaim option not given thereafter to join the scheme
4) 16-06-2018 Continuation of coverage of Mediclaim to PF optees resigning on the
reason of self illness
5) 01-04-2018 GIS (Group Insurance Scheme) to retirees
6) 01-12-2021 Conversion of extended cadre loan (housing) into Basic Loan (new name
for cadre loan.
We request you to remove the above cut off dates, wherever feasible and which are within your
powers, so that old retirees can take a pleasant sigh and feel blessed.
We anticipate your positive response,
With thanks and regards,
General Secretary
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