NATIONAL ORGANISATION OF INSURANCE PENSIONERS
Regn No.PN 4769 (Regd under Indian T U Act, 1926)
(Affiliated to Bharateeya Mazdoor Sangh)
BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.
President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi
Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570
Date: 03-09-2023
Cir No 25/2023
The Chairperson,
L I C of India, Central Office,
“Yogakshema”, Jeevan Bima Marg,
MUMBAI
Dear Sir,
Re: One more option to join the Group Mediclaim Scheme
At the outset, we would like to thank you profusely, for considering the long pending demand of onetime option to those, who had lost the cover under Medi Claim Scheme.
However, the CO Circular no. 324 dtd. 01-09-2023 deprived the following categories of retirees from the
offer1. VRS optees,
2. Resignees, who have mostly resigned due to health issues/family commitments and majority of them
are ladies.
3. Those who want to join now cannot add their independent children up to Age 45
4. They also cannot add their Parents/Parents-in-Law.
5. Existing members of the Mediclaim policy are not offered to add their Parents/Parents-in-Law and
also independent children, if left out in the earlier offers, respectively.
We are unhappy about this discrimination amongst the retirees.
We would like to bring to your kind notice the fiasco created last year in GIS admission to VRS optees.
The same logic may please be applied now also, by allowing the present option to join Medi Claim
Scheme to VRS optees and resignees as well.
Adding Independent children up to their age 45, will work in favorable claim experience and fetch more
premium to the NIA Ltd (which will be fully borne by the Insured). So, we sincerely feel that there is NO
point in leaving them out of cover.
Miniscule number of Parents & Parents-in-Laws is left out of the cover, when they are the ones who
require the cover badly. And some could not add their independent children for various reasons earlier.
Hence, we implore upon you to take the considered and favorable decision to allow the aforementioned 5 categories of retirees to join the Medi Claim Scheme now.
You may kindly recall the detailed discussion held with your erudite self on 19-10-2022, by the team of
NOIP, when you were MD and you had assured all possible help in resolving the issues.
We fondly hope that your kind intervention in the matter would resolve the issues relating to the Medi
Claim Scheme once and for all.
Anticipating a positive response from your end,
Thanking you,
Yours Sincerely,
General Secretary
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