NATIONAL ORGANISATION OF INSURANCE PENSIONERS
Regn No.PN 4769 (Regd under Indian T U Act, 1926)
(Affiliated to Bharateeya Mazdoor Sangh)
BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.
President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi
Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570
Date: 02-11-2023
Cir No 33/2023
To all the members
Re: Visit to CO and meeting with MDs
The NOIP delegation led by the undersigned and accompanied by S/Shri. Phadke, VP, Mapara, Org Secr,
Hadas, Asst Treasurer & Edlabadkar, Spl Invitee to the Secretariat visited Central Office and met the top
officials.
1) The team met Shri. M. Jagannath ji, MD and greeted him with a bouquet on his elevation as MD.
He was so humble to say that he does not feel it proper to be honoured by seniors like us and
thanked the undersigned for all the support/guidance rendered when he reported at Dharwad
as a direct recruit officer. He wholeheartedly assured that he would give his helping hand in
serving the cause of pensioners.
2) Then we met Shri. R. Doraiswamy ji, MD and greeted him with a bouquet on his elevation as
MD. We gave a letter requesting grant of GIS (Group Insurance Scheme) to all the pensioners
who are less than age 75, irrespective of date of retirement. We also told that our Vice President
Shri.U.C.Mohanty had met the Chairperson at Bhubaneshwar for the same issue and got the
assurance of reviewing the matter by the latter. Shri. Doraiswamy was considerate and assured
to look into the matter after our emphasizing the fact that the entire premium is borne by the
members of the scheme.
3) Then we moved to the chamber of Smt. Manju Bagga, ED (P&GS), honoured her with a bouquet
on her elevation as ED. We gave the copy of letter addressed to MD, Shri. R.Doraiswamy
regarding GIS to all and narrated our discussion held with the latter. And requested her to put
up the matter with positive note without taking the alibi that the average premium may go up, if
all retirees are offered the cover.
4) Lastly, we went to the chamber of MD, Shri. Sat Pal Bhanoo ji at the appointed time of 2 PM. We
greeted him with the bouquet on his elevation as MD and sat for discussing the issues.
• OMOP to the left-over Ex-Servicemen and directly recruited superintending engineers- We
quoted NOIP’s Bhubaneshwar unit’s meeting with the Chairperson at Bhubaneshwar where
this issue was raised. We requested the MD to re-refer to the DFS so that we can follow up
at DFS.
• OROP with every wage revision- We referred to the conciliation proceedings signed by
NOIP Bhubaneshwar unit with LIC in the presence of Dy Central Labour Commissioner,
Bhubaneshwar and enquired whether LIC has forwarded our charter of demands to DFS,
and if not, requested the MD to send the same to DFS. We also referred to the developments in the banking sector indicating that IBA is inclined to discuss with UFBU
(United Forum of Bank Unions) the issue of updation of pension, in view of high-level
committee formed by the finance minister. On our pointed query whether LIC has referred
updation issue to DFS, he said no, but quipped to say that let LIC wait for what happens in
banking sector, so that LIC also can take steps in this regard.
• Increased pension to 80+ pensioners, double the family pension up to 67 age, 50% of last
pay as pension- We said, presumably all these issues are referred to DFS by LIC and
requested for follow up by LIC. Regarding 50% of last pay as pension, we discussed in detail
about this anomaly and he noted the same. He did not negate any of these demands and
was positive.
• Full pension for 20 years’ service- We discussed in detail how this is affecting those
recruited as Dev Officers/SC/ST/OBC employees at higher age, ex-servicemen, directly
recruited SEs etc, who cannot complete 33 years of service and getting proportionately very
less pension. The benefit of full pension for 20 years’ service, has been given to RBI
pensioners in 2013 itself taking cue from the Central Pay Commission. We insisted the MD
to refer this to DFS, if not referred already. He did not commit anything but did not deny
too.
• One more pension option to those who have resigned- He was against giving any benefits
to the resigned employees saying, they could have supported the LIC by continuing. When
we pointed out that IBA in their latest round of wage revision talks, have agreed to consider
a similar demand by bank unions, he did not agree to commit anything on this issue.
However, we continue to follow up this issue. Regarding our demand of one more
Mediclaim option to VRS optees, he emphatically said no.
• 100% DR neutralization to pre 8/1997 retirees- We submitted the chart prepared by Shri. C
T Joshi ji, showing a huge loss of more than Rs.15000 per month at ED level who are almost
85+ now. We pointed out that IBA already signed the agreement with UFBU for those who
retired prior to 11/2002, despite many court cases pending. Even the DR arrears were paid
by all the Banks with October pension. We requested the MD to follow the suit in LIC in
respect of pre 8/97 retirees, without taking the alibi of the matter being sub-judice. Though
he was convinced about the issue, he did not commit anything.
• GIS (Group Insurance Scheme) to all- We insisted to grant GIS to all those less than 75
years of age irrespective of date of retirement, since the entire premium is borne by the
pensioner. Chairperson in Bhubaneshwar has indicated to our delegation about the review
of the same. MD has noted our demand.
• ADOs’ training period- We insisted to count ADO’s period of development officers for the
calculation of gratuity and pension, saying that for the direct recruit AAOs of batch Nos 6 to
14, apprentice period of AAOs was considered for gratuity. And also in one case of a
different establishment, the Karnataka H C has given a verdict, saying, if an apprentice is
absorbed in regular service, without break in service after the apprentice period is over; ,
apprentice period is to be counted for all terminal benefits. MD was, however noncommittal. We have to further follow up and take recourse to other remedies.
Cut off dates while giving benefits to retirees- We fight for the benefits to retirees and in
some cases LIC granted the benefits, but from prospective date or with a cutoff date; thus,
denying the benefit to the existing retirees, for whom we fought. This is the travesty of
justice. We also gave him the copy of our earlier letter dtd 19-02-2023 written to the
Chairperson and requested to note this sensitive matter in granting any future benefits to
the retirees.
• Disciplinary Matters- We expressed our concern regarding the increasing number of cases
of disciplinary actions after retirement. We quoted some cases where the chargesheet was
issued on the date of retirement. We requested the MD to avoid issue of chargesheet on the
last day of service since the retiree gets depressed. Another case we quoted where
chargesheet was issued after 4 years of the cause of action in violation of Pension Rule 48(1)
last proviso. He assured that this point would be kept in mind. We also requested a lenient
view in respect of disciplinary actions. He concurred and said that they try to keep the
punishment to the minimum, except in cases of intentional frauds of serious nature.
• Pension credit on due date- This was discussed in all details and we repeated our demand
of crediting the pension on the day salary is credited to the in-service employees or on bank
pattern. He assured that all the efforts would be made to credit the pension on the first date
of next month irrespective it being a holiday/Saturday/Sunday.
Shri. Bhanoo ji, MD, throughout the half an hour discussion, gave a patient listening in a cordial
and congenial atmosphere, keeping us feel comfortable all through. He candidly admitted that
LIC has grown because of the hard work done by the retirees. He requested/wished us to
maintain a good health in the service of pensioners, saying he too would join the fraternity in a
near future.
We assure that, we would continuously follow up the pending issues till a logical conclusion is
reached.
With greetings,
General Secretary
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