NOIP Circular No 31

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. 

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570 

Date: 13-10-2023

Cir No 31/2023

To all the members

NOIP delegation meets the LIC’s Chairperson

One more excellent activity done today by our most vibrant, proactive unit of Bhubaneshwar, under the 

leadership of Shri. U C Mohanty, Vice President, NOIP. Shri. S Mohanty, LIC’s Chairperson is in 

Bhubaneshwar to review the LIC’s business and to address the marketing officials of 2 Zones. Shri. U C 

Mohanty, VP, NOIP, used his good offices and managed to meet our Chairperson in the hotel May Fair

Lagoon, Bhubaneshwar at 9-30 am today, along with President and Joint Secretary of our Bhubaneshwar 

unit, S/Shri. Bikash Ranjan Ray and Bhakta Charan Dash respectively. The gist of talks is as follows-

• NOIP was the first union to get the opportunity to talk to the Chairperson.

• Shri. U C Mohanty handed over our letter dtd.5-10-2023 addressed to the Chairperson, 

requesting for appointment. The latter clarified that after the LIC became a Company, unions 

are not allowed to meet the Chairperson. Hence Shri. U C Mohanty, VP, NOIP requested for 

permission to discuss pensioners’ issues, his request was accepted.

• Regarding OMOP (one more pension option) to the left over Ex-Servicemen and directly 

recruited SEs, Chairperson informed that the DFS (Dept of Financial Services) has returned the 

file without approval and asked NOIP to take up the matter at DFS.

• Regarding other pension related issues, Chairperson informed that they are pending at DFS and 

that LIC has provided all the clarifications sought by the DFS.

• Shri. U C Mohanty gave the copy of the agreement reached in conciliation proceedings in the 

presence of the Dy Central Labour Commissioner (Central), Bhubaneshwar regarding the dispute 

raised by NOIP and Charter of Demands submitted by NOIP to LIC.

• The Chairperson handed over NOIP’s letter, to Shri. Satpal Bhanoo, MD and introduced Bhanooji

to the NOIP’s delegation.

• Regarding the GIS (Group Insurance Scheme) to all those retired prior to 1-4-2018, the 

Chairperson assured to review the position after his returning to the HQs and indicated that, the 

possibility of revised cut off date may be thought of. Our Bhubaneshwar unit’s President Shri. 

Bikash Ranjan Ray said that he is also affected, since he retired on 31-03-2018. We feel that, 

NOIP has been successful in achieving a major breakthrough regrading this long pending 

demand of ours. We will further follow up the issue with the chairperson for its logical 

conclusion.

Regarding consideration of ADO period of development officers, for the purpose of calculation

of gratuity and pension, the Chairperson said that, as per the appointment letter to ADOs, there

is a clear mention of apprentice period.

• After the detailed discussion with the Chairperson, our delegation felt that, more pressure has

to be exerted on the DFS through BMS, for the necessary resolution of issues referred to the DFS

by LIC.

NOIP assures that further follow up at the DFS through BMS would be accelerated to get the desired

results.

With greetings,

Yours Brotherly,

General Secretary

NOIP Circular No 30

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. 

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570 

Date: 07-10-2023

Cir No 30/2023

Shri. Sat Pal Bhanoo ji,

Managing Director,

L I C of India, Central Office,

Yogakshema, MUMBAI

Dear Sir,

Re : Minimum Family Pension.

At the outset we thank you for Revision of Family Pension. But we feel honestly, that the 

existing Family Pensioners have been robbed of their rightful arrears, at least from 1/4/2021 

onwards.

Administrative Instructions were issued by E&OS department of Central Office, on 21-09-2023. 

In this circular, a Chart of Minimum Pension has been given, which resembles earlier 

APPENDIX V of our Pension Rules. The Notification has deleted the APPENDIX V of our 

Pension Rules wef 11-09-2023.

We find that the Notification states that the Family Pension should not be less than the Minimum 

family pension as determined by the Board from time to time. And the above referred circular in 

its chart gives Minimum Pension for Category 1, 2 & 3 Pensioners.

However, increase in Family Pension to 30% without corresponding increase in the Minimum 

Pension, does not seem to be technically correct. The following Chart will bring home the point 

that the Minimum Pension also needs an upper revision. Else, the Minimum Pension as per CO 

circular 21-09-2023 is redundant and loses its sheen.

Group to which the FP 

belongs to.

Stage III of Min 

Pension Chart

Min Pension Pay Re.1/- above 

Min Pay

Actual Family 

Pension.

Group 1 Above Rs.3,000/- Rs.600/- At Rs.3,001/- Rs.901/-

Group 2 Above Rs.5,740/- Rs.1150/- At Rs.5,741/- Rs.1,723/-

Group 3 Above Rs.8,700/- Rs.1740/- At Rs.8701/- Rs.2,611/-

Group 4 Above Rs.11,640/- Rs.2330/- At Rs.11,641/- Rs.3,493/-

Group 5 Above Rs.14,720/- Rs.2950/- At Rs.14,721/- Rs.4,417/-

Group 6 Above Rs.23,540/- Rs.4720/- At Rs.23,541/- Rs.7,063/-

Group 7 Above Rs.31,760/- Rs.6370/- At Rs.31,761/- Rs.9,529/-

Hence, NOIP demands to have a relook in to the Minimum Family Pension as prescribed in

CO/E&OS circular dtd.21-09-2023 and the Minimum Family Pension should be double the

existing rates as shown in Category 3 in the above Circular.

Hope for an early rectification of the same,

With kind regards,

Yours Sincerely,

General Secretary

NOIP Circular No 29

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. 

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570 

Date: 03-10-2023

Cir No 29/2023

To,

The Chairperson,

LIC of India, Central Office,

YOGAKSHEMA, Mumbai

Dear Sir,

Re: Non credit of pension on 1-10-2023 for the month of September 2023.

Regarding the captioned matter, we would like to submit to your erudite self, the following few lines-

➢ Though the CO had taken all the precautions by advising operating offices to validate the 

pension payment on 28-09-2023, so that pension can be credited on 1st October through NEFT, 

the most unexpected happened.

➢ Circumstantial evidence suggests the possible goof up by the RBI/Banks in not crediting through 

NEFT on 1st October.

➢ LIC pension rules and Bank pension rules are identical and envisage payment of pension on or 

after the first day of next month. 

➢ Even then, some Banks credit the pension for their pensioners on the day salary is paid to their 

in- service employees. If the Banks can use their discretion, why should we not expect the same 

from our management?

➢ Since 2010, NOIP has been consistently following up the above issues with the CO, but even 

after 13 years, situation remains the same.

➢ Hence, we appeal to you to arrange to evolve a permanent foolproof system, to ensure that 

pension is credited either on the day salary is paid to our in-service employees, or on the last 

day of the month and the least expected is, the credit of pension on the very first day of next 

month, irrespective of that day being a weekly holiday or a public holiday or a NEFT holiday or 

anything else.

We implore upon your personal intervention in the matter, please.

With kind regards and thanks,

 

 General Secretary 

STEP BY STEP GUIDELINE FOR GENERATING E C

 *STEP BY STEP GUIDELINE FOR GENERATING E C*

-------------------------------------------------------

1. Download "LIC Digital" App from Play Store.

The App has 7 options.

4th is "Jeevan Saakshya" App.

2. Click on Jeevan Saakshya App.

3. The App will ask you to register.

By clicking on Skip the Page, it will take you to Registration page.

4. Key in your Mobile number or Email ID.

Key in Captcha.

5. After verifying Mobile number / email id, App will send you an OTP.

6. Key in the OTP. It will be verified. You will asked to select MPIN (any 4 digit number) and to confirm MPIN.

With this Registration is over.

7. Login using MPIN.

8. Go to Generate Certificate. It will display your Pension details like Name, Pension File number etc.

8. If every thing is OK, tick the square box and then proceed.

9. Then it will take you to a page where it asks you to select either Digilocker OR Aadhar.

10. If you choose "Aadhar", App will ask you to keyin your Aadhar number : 12 digits without any gap. Key in the Catchpa. Click on send OTP.

11. OTP is sent by Aadhar authority by SMS.

12. Key in 6 digit OTP.

13. On verification the App will take you to capture selfie screen.

Click & take selfie.

14. With this your EC gets generated.

15. You can view and download EC for your file.

16. THERE IS NO NEED TO SEND EC TO DO. *EC GOES TO DO/OS AUTOMATICALLY.*

For any problems in generating EC, send mail to

jeevansaakshya@licindia.com 

Needless to add, submit EC before 20th, to avoid stoppage of Pension.

Ashok J Joshi.

1-8-2023

NOIP Circular No 28

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570

Date: 11-09-2023

Cir No 28/2023

The Chairperson,

L I C of India, Central Office,

“Yogakshema”, Jeevan Bima Marg,

MUMBAI

Dear Sir,

Re: Family pension enhancement notification

We are extremely happy for the gazette notification of today, enhancing the quantum of family pension

to 30% of last pay drawn, without any ceiling. We extend our hearty thanks to you for all the sincere

efforts made by you and your team, in getting the same notified.

On the other hand, the self esteem of the family pensioners is hurt, seeing the effective date, as of

today. Logically, we had expected the effective date as the date of resolution passed by the LIC’s Board

in September 2019. Or at least, to maintain the parity in the financial sector, retrospective date should

have been 1-4-2021, the date from which the family pensioners of PSU Banks/NABARD/Regional Rural

Banks got the enhancement of family pension. LIC, being a cash rich company, denying the retrospective

date in tandem to banking sector, does not bode well. We feel it as an affront on the self esteem of

Licians. This step motherly attitude of the DFS is deplorable, which has created a sense of discontent in

the minds of family pensioners. We urge upon you to convey our feelings to the DFS and try to undo the

injustice perpetrated on the LIC’s family pensioners.

We note with pain that other pension issues that are recommended by LIC, are still pending with the

DFS. We had expected that one more pension option to the left-over Ex-Servicemen and directly

recruited Superintending Engineers (altogether less than 100), would also be notified. But to our utter

dismay, their case is not resolved, though recommended by LIC. When Modiji’ govt has bestowed all the

benefits to the Ex-Servicemen including OROP; denying OMOP (one more pension option) to a handful

of Ex Servicemen and SEs does not augur well. We earnestly request you to strive to get justice to them.

We also implore upon you to get the other pension issues resolved that are pending with the DFS.

Your kind action would go a long way in ameliorating the living conditions of 75000+ pensioners of LIC,

who have toiled to bring this great organization to the enviable position of what it is today.

Anticipating a positive response from your end,

With thanks and regards,

Yours Sincerely,

 General Secretary

NOIP Circular No 27

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. Tel.: 020-24454040

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570

Date: 11-09-2023

Cir No 27/2023

Great gift to the family pensioners of LIC

NOIP (BMS) Zindabad

To All the Members,

It gives us immense pleasure to inform you that the long pending demand of NOIP has been met after a

struggle/follow-up for 19 years continuously. Family pension has been increased to 30% of last pay

(Basic pay plus FPA) without any limit, drawn by the pensioner at the time of his/her retirement. The

sum and substance of the notification is as under￾1) The increased family pension is payable with effect from today ie 11-09-2023. We are sending a

letter to LIC’s Chairperson expressing our displeasure for not giving effect from the date of

Board resolution of September 2019 or at least from 1-4-2021, from which date family

pensioners of PSU Banks/NABARD/Rural Grameen Banks were given.

2) Since majority of the family pensioners are in 15% slab, all such family pensioners will get

exactly double the gross family pension that they are drawing now, from today.

3) Those family pensioners, whose pensioner spouse has expired before completing 65 years of

age, are already getting double the family pension payable as per the old rules. Henceforth

(from 11-9-2023) they will get 50% of last pay drawn by the pensioner as family pension, till the

completion of 65 years of age, had he/she been alive. This means that, even such of the family

pensioners will get more family pension than that they are getting now.

We are happy that the family pensioners could see Achche Din under the Modi Govt.

NOIP (BMS) profusely thanks the finance minister and also the Chairperson of LIC for his continuous

follow-up with DFS. Special thanks to the BMS leadership at Delhi for their non-stop follow-up

(Especially by Shri.Girish Aryaji, Financial Sector In charge and Secretary, BMS) and pressure built up

on the DFS for the last 10 years, especially after the Modi Govt came to power at the centre.

Detailed account in a chronological order, regarding the efforts made by NOIP/BMS for the last 2

decades, is enclosed herewith for your ready reference.

NOIP/BMS Zindabad

 Yours Sincerely,

 General Secretary 

NOIP Circular No. 25

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. 

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570 

Date: 03-09-2023

Cir No 25/2023

The Chairperson,

L I C of India, Central Office,

“Yogakshema”, Jeevan Bima Marg,

MUMBAI

Dear Sir,

Re: One more option to join the Group Mediclaim Scheme

At the outset, we would like to thank you profusely, for considering the long pending demand of one￾time option to those, who had lost the cover under Medi Claim Scheme.

However, the CO Circular no. 324 dtd. 01-09-2023 deprived the following categories of retirees from the 

offer￾1. VRS optees,

2. Resignees, who have mostly resigned due to health issues/family commitments and majority of them 

are ladies.

3. Those who want to join now cannot add their independent children up to Age 45

4. They also cannot add their Parents/Parents-in-Law.

5. Existing members of the Mediclaim policy are not offered to add their Parents/Parents-in-Law and 

also independent children, if left out in the earlier offers, respectively.

We are unhappy about this discrimination amongst the retirees.

We would like to bring to your kind notice the fiasco created last year in GIS admission to VRS optees.

The same logic may please be applied now also, by allowing the present option to join Medi Claim 

Scheme to VRS optees and resignees as well.

Adding Independent children up to their age 45, will work in favorable claim experience and fetch more 

premium to the NIA Ltd (which will be fully borne by the Insured). So, we sincerely feel that there is NO 

point in leaving them out of cover.

Miniscule number of Parents & Parents-in-Laws is left out of the cover, when they are the ones who 

require the cover badly. And some could not add their independent children for various reasons earlier.

Hence, we implore upon you to take the considered and favorable decision to allow the afore￾mentioned 5 categories of retirees to join the Medi Claim Scheme now.

You may kindly recall the detailed discussion held with your erudite self on 19-10-2022, by the team of

NOIP, when you were MD and you had assured all possible help in resolving the issues.

We fondly hope that your kind intervention in the matter would resolve the issues relating to the Medi

Claim Scheme once and for all.

Anticipating a positive response from your end,

Thanking you,

Yours Sincerely,

 General Secretary