NOIP Circular No 29

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. 

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570 

Date: 03-10-2023

Cir No 29/2023

To,

The Chairperson,

LIC of India, Central Office,

YOGAKSHEMA, Mumbai

Dear Sir,

Re: Non credit of pension on 1-10-2023 for the month of September 2023.

Regarding the captioned matter, we would like to submit to your erudite self, the following few lines-

➢ Though the CO had taken all the precautions by advising operating offices to validate the 

pension payment on 28-09-2023, so that pension can be credited on 1st October through NEFT, 

the most unexpected happened.

➢ Circumstantial evidence suggests the possible goof up by the RBI/Banks in not crediting through 

NEFT on 1st October.

➢ LIC pension rules and Bank pension rules are identical and envisage payment of pension on or 

after the first day of next month. 

➢ Even then, some Banks credit the pension for their pensioners on the day salary is paid to their 

in- service employees. If the Banks can use their discretion, why should we not expect the same 

from our management?

➢ Since 2010, NOIP has been consistently following up the above issues with the CO, but even 

after 13 years, situation remains the same.

➢ Hence, we appeal to you to arrange to evolve a permanent foolproof system, to ensure that 

pension is credited either on the day salary is paid to our in-service employees, or on the last 

day of the month and the least expected is, the credit of pension on the very first day of next 

month, irrespective of that day being a weekly holiday or a public holiday or a NEFT holiday or 

anything else.

We implore upon your personal intervention in the matter, please.

With kind regards and thanks,

 

 General Secretary 

STEP BY STEP GUIDELINE FOR GENERATING E C

 *STEP BY STEP GUIDELINE FOR GENERATING E C*

-------------------------------------------------------

1. Download "LIC Digital" App from Play Store.

The App has 7 options.

4th is "Jeevan Saakshya" App.

2. Click on Jeevan Saakshya App.

3. The App will ask you to register.

By clicking on Skip the Page, it will take you to Registration page.

4. Key in your Mobile number or Email ID.

Key in Captcha.

5. After verifying Mobile number / email id, App will send you an OTP.

6. Key in the OTP. It will be verified. You will asked to select MPIN (any 4 digit number) and to confirm MPIN.

With this Registration is over.

7. Login using MPIN.

8. Go to Generate Certificate. It will display your Pension details like Name, Pension File number etc.

8. If every thing is OK, tick the square box and then proceed.

9. Then it will take you to a page where it asks you to select either Digilocker OR Aadhar.

10. If you choose "Aadhar", App will ask you to keyin your Aadhar number : 12 digits without any gap. Key in the Catchpa. Click on send OTP.

11. OTP is sent by Aadhar authority by SMS.

12. Key in 6 digit OTP.

13. On verification the App will take you to capture selfie screen.

Click & take selfie.

14. With this your EC gets generated.

15. You can view and download EC for your file.

16. THERE IS NO NEED TO SEND EC TO DO. *EC GOES TO DO/OS AUTOMATICALLY.*

For any problems in generating EC, send mail to

jeevansaakshya@licindia.com 

Needless to add, submit EC before 20th, to avoid stoppage of Pension.

Ashok J Joshi.

1-8-2023

NOIP Circular No 28

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570

Date: 11-09-2023

Cir No 28/2023

The Chairperson,

L I C of India, Central Office,

“Yogakshema”, Jeevan Bima Marg,

MUMBAI

Dear Sir,

Re: Family pension enhancement notification

We are extremely happy for the gazette notification of today, enhancing the quantum of family pension

to 30% of last pay drawn, without any ceiling. We extend our hearty thanks to you for all the sincere

efforts made by you and your team, in getting the same notified.

On the other hand, the self esteem of the family pensioners is hurt, seeing the effective date, as of

today. Logically, we had expected the effective date as the date of resolution passed by the LIC’s Board

in September 2019. Or at least, to maintain the parity in the financial sector, retrospective date should

have been 1-4-2021, the date from which the family pensioners of PSU Banks/NABARD/Regional Rural

Banks got the enhancement of family pension. LIC, being a cash rich company, denying the retrospective

date in tandem to banking sector, does not bode well. We feel it as an affront on the self esteem of

Licians. This step motherly attitude of the DFS is deplorable, which has created a sense of discontent in

the minds of family pensioners. We urge upon you to convey our feelings to the DFS and try to undo the

injustice perpetrated on the LIC’s family pensioners.

We note with pain that other pension issues that are recommended by LIC, are still pending with the

DFS. We had expected that one more pension option to the left-over Ex-Servicemen and directly

recruited Superintending Engineers (altogether less than 100), would also be notified. But to our utter

dismay, their case is not resolved, though recommended by LIC. When Modiji’ govt has bestowed all the

benefits to the Ex-Servicemen including OROP; denying OMOP (one more pension option) to a handful

of Ex Servicemen and SEs does not augur well. We earnestly request you to strive to get justice to them.

We also implore upon you to get the other pension issues resolved that are pending with the DFS.

Your kind action would go a long way in ameliorating the living conditions of 75000+ pensioners of LIC,

who have toiled to bring this great organization to the enviable position of what it is today.

Anticipating a positive response from your end,

With thanks and regards,

Yours Sincerely,

 General Secretary

NOIP Circular No 27

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. Tel.: 020-24454040

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570

Date: 11-09-2023

Cir No 27/2023

Great gift to the family pensioners of LIC

NOIP (BMS) Zindabad

To All the Members,

It gives us immense pleasure to inform you that the long pending demand of NOIP has been met after a

struggle/follow-up for 19 years continuously. Family pension has been increased to 30% of last pay

(Basic pay plus FPA) without any limit, drawn by the pensioner at the time of his/her retirement. The

sum and substance of the notification is as under￾1) The increased family pension is payable with effect from today ie 11-09-2023. We are sending a

letter to LIC’s Chairperson expressing our displeasure for not giving effect from the date of

Board resolution of September 2019 or at least from 1-4-2021, from which date family

pensioners of PSU Banks/NABARD/Rural Grameen Banks were given.

2) Since majority of the family pensioners are in 15% slab, all such family pensioners will get

exactly double the gross family pension that they are drawing now, from today.

3) Those family pensioners, whose pensioner spouse has expired before completing 65 years of

age, are already getting double the family pension payable as per the old rules. Henceforth

(from 11-9-2023) they will get 50% of last pay drawn by the pensioner as family pension, till the

completion of 65 years of age, had he/she been alive. This means that, even such of the family

pensioners will get more family pension than that they are getting now.

We are happy that the family pensioners could see Achche Din under the Modi Govt.

NOIP (BMS) profusely thanks the finance minister and also the Chairperson of LIC for his continuous

follow-up with DFS. Special thanks to the BMS leadership at Delhi for their non-stop follow-up

(Especially by Shri.Girish Aryaji, Financial Sector In charge and Secretary, BMS) and pressure built up

on the DFS for the last 10 years, especially after the Modi Govt came to power at the centre.

Detailed account in a chronological order, regarding the efforts made by NOIP/BMS for the last 2

decades, is enclosed herewith for your ready reference.

NOIP/BMS Zindabad

 Yours Sincerely,

 General Secretary 

NOIP Circular No. 25

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. 

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570 

Date: 03-09-2023

Cir No 25/2023

The Chairperson,

L I C of India, Central Office,

“Yogakshema”, Jeevan Bima Marg,

MUMBAI

Dear Sir,

Re: One more option to join the Group Mediclaim Scheme

At the outset, we would like to thank you profusely, for considering the long pending demand of one￾time option to those, who had lost the cover under Medi Claim Scheme.

However, the CO Circular no. 324 dtd. 01-09-2023 deprived the following categories of retirees from the 

offer￾1. VRS optees,

2. Resignees, who have mostly resigned due to health issues/family commitments and majority of them 

are ladies.

3. Those who want to join now cannot add their independent children up to Age 45

4. They also cannot add their Parents/Parents-in-Law.

5. Existing members of the Mediclaim policy are not offered to add their Parents/Parents-in-Law and 

also independent children, if left out in the earlier offers, respectively.

We are unhappy about this discrimination amongst the retirees.

We would like to bring to your kind notice the fiasco created last year in GIS admission to VRS optees.

The same logic may please be applied now also, by allowing the present option to join Medi Claim 

Scheme to VRS optees and resignees as well.

Adding Independent children up to their age 45, will work in favorable claim experience and fetch more 

premium to the NIA Ltd (which will be fully borne by the Insured). So, we sincerely feel that there is NO 

point in leaving them out of cover.

Miniscule number of Parents & Parents-in-Laws is left out of the cover, when they are the ones who 

require the cover badly. And some could not add their independent children for various reasons earlier.

Hence, we implore upon you to take the considered and favorable decision to allow the afore￾mentioned 5 categories of retirees to join the Medi Claim Scheme now.

You may kindly recall the detailed discussion held with your erudite self on 19-10-2022, by the team of

NOIP, when you were MD and you had assured all possible help in resolving the issues.

We fondly hope that your kind intervention in the matter would resolve the issues relating to the Medi

Claim Scheme once and for all.

Anticipating a positive response from your end,

Thanking you,

Yours Sincerely,

 General Secretary

 

A FEW POINTS ON MEDICLAIM NEW CIRCULAR:

 A FEW POINTS ON MEDICLAIM NEW CIRCULAR:

1. Risk cover:Total Floater Sum Assured: Rs 75lac.

2. Eligibility: Retired employees with spouse and dependent children. Spouse and dependent children of deceased employees.

3. Documents: Annexure 1.

4. To be submitted to OS dept of DO/ZO/CO.

5. Terms and conditions of existing policy will be applicable for new entrants.

6. Conditions of dependency criteria to be fulfilled.

7. Premium will be deducted from Pension of 3/24. PF 

optee will have to deposit premium within 3/24.

*THIS IS ONE TIME OPTION

LAST DATE OF SUBMISSION: 30/11/2023*

Members are requested to intimate known colleagues n spouses of deceased colleagues who are eligible.

Mediclaim related issues 17.2.23

NATIONAL ORGANISATION OF INSURANCE PENSIONERS

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030. 

 President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi

 Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570 

Date: 17-02-2023

Shri.S.Mohanty,

Managing Director,

L I C of India, Central Office,

YOGAKSHEMA, MUMBAI

Dear Sir,

Re: Mediclaim related issues

This is further to our physical meeting with you on 19-10-2022 in your chamber, wherein we discussed 

various issues confronting the retirees including Mediclaim related issues. You were so kind enough and 

concerned about our welfare. We were overwhelmed with your warmth.

We regret to inform that the issues raised by us, especially regarding Mediclaim, still continue to be 

unresolved. They are briefed hereinbelow for your kind information and necessary action.

1) a) TPA MDIndia is still continuing to harass the claimants especially seniors. For all 

reimbursement (not cashless hospitalization) cases, they are insisting on KYC details. It is to be 

noted that LIC reimburses the claim amount after getting credit from the TPA. LIC maintains the 

KYC details of all the retirees and credits the reimbursement amount to the bank account of 

retirees. As such, we fail to understand, as to why MDIndia TPA insists KYC in each case before 

releasing the claim amount to LIC. We request your intervention in the matter and advise the 

TPA not to insist on KYC.

 b) Secondly, TPA MDIndia has been playing a mischief regarding cash receipts of medicines 

bought. Though all the original bills are attached with the claim papers, either they deduct the 

amount of medicines bought or they call for original bills though they are sent already with the 

claim papers. This is nothing but willful harassment of the seniors, giving them mental torture.

Please find the letter of one such recent claimant, Shri. Sanjay Ramdasi (who happens to be our 

all-India office bearer) which makes our point clear to you.

2) One more option to be given to all, to join the Mediclaim scheme, since this opportunity is not 

given ever since 2012.

3) Those who resign due to self ill health, to be continued to be covered under the scheme without 

any cut-off date.

4) Free medical check up be offered to the retirees, every year.

5) One more group Mediclaim policy be offered to cover OPD expenses including dental treatment 

or substantial amount of Cash Medical Benefit be given.

6) Minimum compulsory cover be increased substantially due to ever rising inflation.

In addition to the above, the other improvements requested by us, vide our letter dtd.15-01-2023

addressed to the ED (Personnel), (since enclosed) may please be considered favourably.

Expecting your positive response,

With thanks and regards,

Encl: As above

 Yours Sincerely,

 General Secretary